The passing of a family, friend, or loved one can be very painful for us which is why most of us pay our respects and give tribute to them by giving a well-deserved funeral service so that we can still show our love for them despite being gone, some upper class and middle-class families have spent enormous amounts of money on funeral service for their deceased love ones, while lower-income families have turned into simple funeral services which usually came from the assistance of the deceased friends and families. Paying for a funeral service is not cheap and can be very costly which is why some have invested in affordable funeral plans, because if a person passes away at an unexpected moment his/her family will be in charge of his/her funeral services which can be very costly, the average funeral service in the united states can cost between $7,000 to $12,000 this includes the basic service such as embalming, casket, viewing, transportation, and burial of the remains which can be very costly for a simple since there is a global pandemic which had led to some people being unemployed.
This is the main reason why many families have chosen to invest in funeral plans which would help them in the future to pay the funeral if someone in their family has unexpectedly passed away, funeral plans are monthly installment services that can be used in emergency situations, having to complete this funeral plans would greatly help in paying the funeral services since not everyone can afford a lavish funeral for their love ones and it can ease the financial burden to the families of the deceased love one.
The pros of having a funeral plan for your family is that the peace of mind it can give to the family and lessen their struggle in this time of mourning, while the cons are that the family cannot change anything in the type of funeral service since it has been accumulated in the funeral plan. But it all depends on the decision of the family on whether they would avail the funeral services of funeral homes or they would invest in a funeral plan but at the end of the day losing a friend or a loved one is not easy to overcome since we have been very close to them the sadness and mourning over the loss of someone we cared about so much can really put us in despair. You may also consider looking into direct cremation services if you are in need of a more affordable method of post-death disposition.